Smartphone-Only Variable Annuity Insurance 'AHARA' Adds SBI Shinsei Bank Direct Debit for Premium Payments

Mitsui Sumitomo Primary Life Insurance Company, Limited (President: Jun Kurata), a member of the MS&AD Insurance Group, has added direct debit from ordinary deposit accounts at SBI Shinsei Bank, Limited (Headquarters: Chuo-ku, Tokyo; President and CEO: Katsuya Kawashima) as a new premium payment method for its smartphone-only variable annuity insurance 'AHARA,' effective Thursday, April 23, 2026. By connecting our system that processes 'AHARA' contract procedures to the open API of SBI Shinsei Bank, we have expanded options for customers seeking simple and efficient means of asset building, while realizing the product concept of 'keeping costs borne by customers low and pursuing investment outcomes.' Lineup of Premium Payment Methods for 'AHARA' - Direct Debit from Ordinary Deposit Account (API Connection) - Minna Bank, Ltd. - SBI Shinsei Bank, Limited 【NEW】 - Corporate Wage (Salary) Deduction - Premium deduction from wages (salary) by companies that have introduced 'AHARA' as a welfare service and concluded an agreement entrusting premium collection administration. The variable annuity insurance 'AHARA' is Japan's first smartphone-only asset building and management-type life insurance product, launched by our company in May 2023. We will continue to advance the use of digital technology to support our customers' asset building and preparation for the future, striving to improve customer convenience and provide better services. Furthermore, we aim to be a life insurance company that stays close to each customer and delivers superior value. Key Features of 'AHARA' Point 1: You can enroll and start saving from 500 yen. You can apply to enroll with a premium starting at 500 yen. The premiums paid are eligible for the life insurance premium deduction (general life insurance premium deduction). Point 2: You can accumulate funds at any time of your choosing. Additional premium deposits can be made in units of 100 yen starting from 500 yen, on a designated date each month or at any given timing. The designated monthly date and the premium amount to be accumulated can be freely changed by the policyholder via smartphone. Point 3: Costs borne by customers are kept low. By utilizing APIs and digitizing procedures, the expenses borne by the customer are kept low. There are no fees (surrender deduction charges) required at the time of surrender, including partial surrenders. This insurance entails investment risks and requires payment of prescribed fees. Please check here for details. Information about the product details can also be viewed on the 'AHARA' website (https://www.ahara-i.com). Please access via the URL or QR code. *QR Code is a registered trademark of DENSO WAVE INCORPORATED. Mitsui Sumitomo Primary Life Insurance Company, Limited, Corporate Planning Department, Public Relations, Telephone: 03-3279-9001 End