Inheritance FP Association Launches 'ChocoPLAi,' an AI Life Planning Tool Providing Cash Flow Analysis and Sales Strategy in Five Minutes

The General Incorporated Association Inheritance FP Association has launched 'ChocoPLAi,' an AI-driven life planning tool developed to complete financial analysis and sales proposals in just five minutes by leveraging its extensive consulting expertise in inheritance and financial planning.

The tool addresses key challenges in real estate and insurance sales, namely the time lag in preparing simulation results and the reliance on highly experienced staff for complex financial proposals. By analyzing information entered by customers on their smartphones in a chat format, the tool calculates accurate lifelong cash flows utilizing proprietary statistical data and AI estimation logic.

Key features of 'ChocoPLAi' include:

1. Smartphone-Specific Input UI Customers can intuitively input data by answering simple questions on their mobile devices, bypassing complex entries like pension estimations and insurance premium details.

2. Five-Minute Analysis Engine Within five minutes of submission, the engine conducts a multidimensional analysis covering the latest tax policies, inflation risks, educational funding trends, and mortgage rate simulations, allowing immediate presentation during client meetings.

3. Sales Strategy Advice Function Based on customer inputs, the system instantly generates and delivers specific advice—such as potential household risks and initial discussion topics—to the sales representative's dashboard.

4. Marketing Dashboard Centralizes customer data across the company to compile statistics and visualize trends in average household income, future concerns, and successful life planning patterns in real time, supporting strategic marketing efforts.

Industry-specific advantages include helping home builders establish trust on the initial visit by demonstrating safe budgets, assisting insurance agencies in visualizing cash flow deficits to facilitate natural proposals, and allowing estate consultants to improve conversion rates by quantitatively comparing asset transitions before and after implementing measures.