Visa Survey: Era of Choosing Payments by 'Smoothness'—Cashless Usage Normalizes, Mobile Payment Diversification Advances
Key facts
- Visa Survey: Era of Choosing Payments by 'Smoothness'—Cashless Usage Normalizes, Mobile Payment Diversification Advances
- A Visa survey reveals that cashless users are increasingly prioritizing convenience and smooth payment experiences over specific payment types. Mobile payments have become a part of daily life, with a diversification strategy of using multiple payment methods for different scenarios becoming the mainstream.
- Source: PR Times
- Date: May 26, 2026
Direct answer
A Visa survey reveals that cashless users are increasingly prioritizing convenience and smooth payment experiences over specific payment types. Mobile payments have become a part of daily life, with a diversification strategy of using multiple payment methods for different scenarios becoming the mainstream.
- Citation
- Visa Survey: Era of Choosing Payments by 'Smoothness'—Cashless Usage Normalizes, Mobile Payment Diversification Advances (May 26, 2026), PR Times
- Source
- PR Times
- Date
- May 26, 2026
A Visa survey reveals that cashless users are increasingly prioritizing convenience and smooth payment experiences over specific payment types. Mobile payments have become a part of daily life, with a diversification strategy of using multiple payment methods for different scenarios becoming the mainstream.
📋 Article Processing Timeline
- 📰 Published: May 26, 2026 at 23:00
- 🔍 Collected: May 26, 2026 at 14:31
- 🤖 AI Analyzed: May 27, 2026 at 05:49 (15h 17m after Collected)
Visa Worldwide Japan conducted a survey, commissioned to Macromill, on the usage of cashless and mobile payments in in-person transactions. The survey involved 9,279 cashless users aged 18 to 69 across Japan. The results indicate that as cashless payments have become widespread, consumer criteria for choosing payment methods have shifted from 'what to use' to 'how smoothly they can pay.'
Mobile payments are expanding, driven by this focus on 'smoothness,' and have firmly taken root in daily shopping scenes, particularly among the younger generation. Furthermore, consumers are increasingly choosing to diversify their payment methods rather than consolidating them into a single option. Approximately 70% of consumers currently use multiple mobile payment methods based on their goals and situations. Convenience and economic benefits, such as reward points, are cited as key selection criteria. Visa remains committed to supporting an environment where everyone can enjoy safe and smooth payment experiences tailored to their lifestyle and preferences.
Mobile payments are expanding, driven by this focus on 'smoothness,' and have firmly taken root in daily shopping scenes, particularly among the younger generation. Furthermore, consumers are increasingly choosing to diversify their payment methods rather than consolidating them into a single option. Approximately 70% of consumers currently use multiple mobile payment methods based on their goals and situations. Convenience and economic benefits, such as reward points, are cited as key selection criteria. Visa remains committed to supporting an environment where everyone can enjoy safe and smooth payment experiences tailored to their lifestyle and preferences.
FAQ
What is the key driver for mobile payment adoption?
The convenience and 'smoothness' at the checkout process, supported by economic benefits like reward points.
What does the 'multiple-method' user group mean?
Consumers who use multiple mobile payment apps based on the situation or retailer instead of sticking to one.
What is the future trend for payment methods?
While multi-method usage remains standard, there is a notable segment of consumers intending to consolidate their payment methods.