SBI Group and Visa Partner, Launching Credit Cards that Accumulate Crypto Assets (BTC, ETH, XRP)

SBI Holdings, Inc. (Headquarters: Minato-ku, Tokyo; Representative Director, Chairman and President: Yoshitaka Kitao), through its consolidated subsidiary SBI VC Trade Co., Ltd. (Headquarters: Minato-ku, Tokyo; Representative Director and President: Tomohiko Kondo; hereinafter "SBI VC Trade"), which operates a crypto asset exchange business, and Aplus Co., Ltd. (Tokyo Headquarters: Chuo-ku, Tokyo; Representative Director and President: Takayuki Shimada; hereinafter "Aplus"), which operates credit card businesses, and Visa Worldwide Japan Co., Ltd. (Headquarters: Chiyoda-ku, Tokyo; Representative Director and President: C. Kitney; hereinafter "Visa"), announced that starting May 1, 2026, they will issue credit cards, collectively referred to as "these cards," which include the "SBI VISA Crypto Card" and "SBI VISA Crypto Card Gold." Points accumulated based on the amount spent will be automatically exchanged for crypto assets.

To commemorate the launch of these cards, a campaign will begin on May 1, 2026, offering up to 10% point cashback for "SBI VISA Crypto Card Gold" and up to 2.5% point cashback for "SBI VISA Crypto Card."

Features of These Cards

Two types of credit cards to choose from based on your usage style:

* "SBI VISA Crypto Card": For those who want to start crypto asset trading casually. * "SBI VISA Crypto Card Gold": For those who want to accumulate crypto assets more efficiently.

Select one crypto asset to accumulate when applying for these cards.

You can choose from three types: Bitcoin (BTC), Ethereum (ETH), and XRP (XRP).

Automatic and fee-free point exchange.

Points accumulated from using these cards will be automatically exchanged for the selected crypto asset free of charge.

*To accumulate crypto assets, you need to open a VCTRADE service account with SBI VC Trade. Customers who have already opened an account do not need to open a new one.

First in Japan! Accumulate crypto assets with investment trust credit card savings.

By using these cards for the credit card savings service provided by SBI Securities Co., Ltd., crypto assets will automatically accumulate according to the monthly investment trust savings amount.

*According to SBI VC Trade research (as of May 1, 2026). A securities comprehensive account with SBI Securities is required for use. Customers who have already opened an account do not need to open a new one.

SBI VISA Crypto Card Gold Exclusive Benefits

If the total card shopping usage amount is 2 million yen or more, crypto assets equivalent to the annual fee (6,600 yen) will be presented (aggregation period: April 1 to March 31 of the following year, every year).

Overview of These Cards

You can choose the card that best suits your lifestyle and needs from the two types.

*Credit card issuance and cash advance function provision are subject to prescribed screening.

Release Commemorative Campaign

To celebrate the start of card issuance, we will implement a campaign where crypto assets accumulate upon enrollment and usage.

For customers who apply for these cards between May 1 (Friday) and May 31 (Sunday), 2026, campaign points will be returned according to the card shopping usage amount until August 5 (Wednesday).

Please see below for details on these cards, application, and campaign contents.

https://www.sbivc.co.jp/cryptocard

Bitcoin (BTC)

The first crypto asset to be created and the world's largest by market capitalization*. It is also called "digital gold" due to its deflationary nature with a maximum issuance limit of 21 million units, making it an iconic crypto asset. Since the approval of Bitcoin ETFs in the US in 2024, "large funds" from institutional investors and public pension funds have been continuously flowing in.

*As of May 1, 2026

Ethereum (ETH)

The second-largest crypto asset by market capitalization* and a representative altcoin (crypto assets other than Bitcoin). It not only functions as a currency but is also used as a platform equipped with "smart contracts" that automatically execute agreements. The ability to "stake" (a mechanism to earn rewards by holding and contributing to the network) is also a major attraction.

*As of May 1, 2026

XRP (XRP)

A crypto asset developed to enable international remittances "cheaply, quickly, and reliably." It has attracted attention because it can complete transactions in seconds that traditionally took several days*, and its growth potential backed by real demand is expected.

*For deposits and withdrawals, SBI VC Trade's screening is required, so it may take time for deposits and withdrawals to be reflected.