SBI Group and Visa Partner to Launch Credit Cards that Accumulate Crypto Assets (BTC, ETH, XRP)

SBI Holdings, Inc. (Headquarters: Minato-ku, Tokyo; Representative Director, Chairman and President: Yoshitaka Kitao)'s consolidated subsidiary, SBI VC Trade Co., Ltd. (Headquarters: Minato-ku, Tokyo; Representative Director and President: Tomohiko Kondo; hereinafter "SBI VC Trade"), which operates a crypto asset exchange business, and Aplus Co., Ltd. (Tokyo Head Office: Chuo-ku, Tokyo; Representative Director and President: Takayuki Shimada; hereinafter "Aplus"), which operates a credit card business, and Visa Worldwide Japan Co., Ltd. (Headquarters: Chiyoda-ku, Tokyo; Representative Director and President: Cetan Kitney; hereinafter "Visa") announce that from May 1, 2026, they will issue credit cards "SBI VISA Crypto Card" and "SBI VISA Crypto Card Gold" (hereinafter collectively referred to as "this card"), where points accumulated according to the amount of use are automatically exchanged for crypto assets. To commemorate the launch of this card, a campaign will start from May 1, 2026, offering a maximum point還元率 of 10% for "SBI VISA Crypto Card Gold" and a maximum of 2.5% for "SBI VISA Crypto Card." ■ Features of this card Two types of credit cards to choose from according to your usage style "SBI VISA Crypto Card": For those who want to easily start crypto asset trading "SBI VISA Crypto Card Gold": For those who want to accumulate crypto assets more efficiently Select one crypto asset you want to accumulate when applying for this card You can choose from three types: . Automatic and fee-free point exchange* Points accumulated from using this card are automatically exchanged for the selected crypto asset free of charge. *To accumulate crypto assets, you need to open a VCTRADE service account with SBI VC Trade. Customers who have already opened an account do not need to open a new one. First in Japan! Accumulate crypto assets with investment trust credit card accumulation* By using this card for the credit card accumulation service provided by SBI Securities Co., Ltd., crypto assets will automatically accumulate according to the monthly accumulated amount of investment trusts. *According to SBI VC Trade (as of May 2026). A securities general account with SBI Securities is required for use. Customers who have already opened an account do not need to open a new one. SBI VISA Crypto Card Gold exclusive benefits If the total card shopping usage amount is 2 million yen or more, crypto assets equivalent to the annual fee (6,600 yen) will be presented (aggregation period: April 1 to March 31 of the following year annually). ■ Overview of this card You can choose the card that best suits your lifestyle and needs from the two types of cards. *Credit card issuance and cash advance function are subject to prescribed screening. ■ Launch Commemorative Campaign To commemorate the start of issuance of this card, we will conduct a campaign where you can accumulate crypto assets by joining and using the card. Customers who apply for this card from May 1 (Fri) to May 31 (Sun), 2026, will receive campaign points according to the total card shopping usage amount until August 5 (Wed). For details on this card, application, and campaign content, please see below. https://www.sbivc.co.jp/cryptocard ■ Bitcoin (BTC) Bitcoin is the first crypto asset to be created and has the highest market capitalization in the world*. It is also called "digital gold" because it has a maximum issuance limit of 21 million coins and is resistant to inflation, making it a symbolic presence in crypto assets. Since the approval of Bitcoin ETFs (Exchange Traded Funds) in the US in 2024, "large funds" from institutional investors and public pension funds have been continuously flowing in. *As of May 1, 2026 ■ Ethereum (ETH) Ethereum is the second-largest crypto asset by market capitalization* and a representative altcoin (crypto asset other than Bitcoin). It not only functions as a mere currency but also serves as a platform equipped with "smart contracts" that automatically execute agreements. Its compatibility with "staking" (a mechanism to earn rewards by holding and contributing to the network) is also a major attraction. *As of May 1, 2026 ■ XRP (XRP) XRP is a crypto asset developed to enable international remittances "cheaply, quickly, and reliably." It has attracted attention for its ability to complete processes that traditionally took several days in a few seconds*, and its growth potential backed by real demand is expected. *For deposits and withdrawals, SBI VC Trade's screening is required, so it may take some time for deposits and withdrawals to be reflected.