AnyONE Launches New Initiative with MUFG Bank to Support Post-Invoicing Cash Flow

This initiative adds a new option for businesses to consider as needed, without altering their daily workflows, aiming to support more flexible decision-making aligned with real-world operational conditions.

The Time Gap Between Invoicing and Payment in the Construction Industry

In the construction industry, there is often a time lag between project progress and actual payment receipt, creating situations where companies must manage interim funding.

For example, while work progresses smoothly and invoices are issued, payments are frequently received only after a certain period.

During this period, expenses such as material costs, subcontractor fees, and labor costs continue to accrue, requiring careful cash flow management within ongoing operations.

This is not an issue limited to specific companies but a structural challenge common across many construction sites. Through ongoing conversations with customers, we have increasingly received inquiries regarding this gap between invoicing and payment receipt.

Connecting Operations and Cash Flow: 'AnyONE'

Our service, 'AnyONE,' is a specialized cloud-based business management platform designed for construction contractors and home renovation companies. It enables centralized management of estimates, project tracking, procurement, invoicing, and cash inflows/outflows—integrating operational and financial data.

Valuing ease of use on-site and seamless integration into daily workflows, AnyONE has gained widespread adoption. It helps prevent data silos and duplicate data entry, supporting smoother overall operations.

New Initiative for Post-Invoicing Timing

This new initiative integrates with MUFG Bank's 'BizSaaFin Hayaburai' (Early Payment) service, utilizing operational data—including invoicing information managed within AnyONE—as reference material to provide users with an additional option for bridging the gap between invoicing and payment receipt.

The system is designed to be accessible seamlessly within users' existing workflows—such as creating estimates, managing projects, and issuing invoices—without requiring changes to standard operations.

Please note that actual eligibility and terms are subject to review and approval by MUFG Bank. This initiative does not assume mandatory usage but aims to offer a viable option for consideration based on individual circumstances.

BizSaaFin Early Payment: https://saafin.bk.mufg.jp

Positioning as an Optional Solution Aligned with Daily Operations

This initiative is not intended for universal or routine adoption by all customers.

We believe that streamlining daily operations—such as estimating, project management, and invoicing—remains the most critical value. Beyond that, we aim to provide an option that users can recall and consider when facing critical financial decisions.

We position this initiative not as a push for usage, but as a resource to be used at the discretion of on-site management.

Expanding Field-Oriented Initiatives

Moving forward, we will continue to prioritize business management functionality while expanding features and services that reflect real-world field conditions.

We aim not only to improve operational efficiency but also to support daily decision-making and address common challenges in a practical, non-disruptive way. This initiative is part of that effort, aiming to broaden customer choices.

About AnyONE

AnyONE is a cloud-based operational support system designed to assist field operations for construction firms and homebuilders.

It centralizes customer management, project progress, contracts, cost accounting, and gross profit management. Praised for its intuitive, spreadsheet-like interface and high post-implementation adoption rate, AnyONE has been used by over 3,600 companies since its 2010 launch, with a retention rate of 99.4% (based on 2024 internal data).

Service details: https://www.any-one.jp/

Company Overview: Eniwan Inc.

Company Name: Eniwan Inc.

Representative: Hidetoshi Nakazawa, President & CEO

Address: 6F, Kintori Tosabori Building, 1-4-11 Tosabori, Nishi-ku, Osaka City, 550-0001

Access: Approximately 6-minute walk from Higobashi Station on the Osaka Metro Yotsubashi Line

TEL: 06-6265-2311 / FAX: 06-6265-2322

Business: Development, sales, and operation of 'AnyONE,' a management system for construction and housing companies

Service Website: https://www.any-one.jp/