eGuarantee Concludes Business Matching Agreement with Tama Shinkin Bank

eGuarantee Co., Ltd. (Head Office: Minato-ku, Tokyo; Representative Director and President: Kiminori Eto; hereinafter "the Company") is pleased to announce that it has concluded a business matching agreement with Tama Shinkin Bank (Tachikawa City, Tokyo; President: Masahiko Kanai) regarding the introduction of the Company's services.

Details of the Business Alliance

This business matching agreement between the Company and Tama Shinkin Bank involves Tama Shinkin Bank introducing the Company's "eG Guarantee Service" and "eG Collect / eG Pay" services.

Background and Purpose

The Company positions collaboration with partners as one of its important growth strategies. Currently, it has built a network with over 100 companies, including financial institutions and operating companies, and is working to expand the reach of its services.

In recent years, the number of corporate bankruptcies has been on an increasing trend due to factors such as soaring raw material prices, labor shortages, and changes in interest rate environments. Consequently, the need for advanced credit risk management and debt collection operations for business partners has further increased. Against this backdrop, this agreement was concluded with the aim of building a more effective solution provision system for regional companies through collaboration with regional financial institutions, thereby contributing to the stabilization of corporate management, growth support, and productivity improvement.

Furthermore, we believe that this alliance is in line with the direction set forth in the "Regional Financial Strength Enhancement Plan" announced by the Financial Services Agency in December 2025, which advocates for strengthening problem-solving support for client companies by regional financial institutions and improving solution provision capabilities through external collaboration. Through this partnership with Tama Shinkin Bank, the Company will promote the advancement of credit risk management and the efficiency of billing and collection operations for regional businesses, thereby contributing to the strengthening of regional financial institutions' support functions and the sustainable development of the regional economy.

Overview of "eG Guarantee Service"

This service pays a guarantee amount, up to the set payment limit, when uncollected receivables occur in commercial transactions of customers who have concluded a guarantee agreement with the Company.

Overview of "eG Collect / eG Pay"

This service involves the Company Group acting on behalf of customers for a series of operations such as invoice issuance, payment management, and debt collection that occur in inter-company transactions. Customers can outsource these operations simply by linking their billing information for business partners to the Company Group. Furthermore, if a payment from a business partner is delayed beyond the due date, the Company Group will pay the sales proceeds on behalf of the business partner (※1), allowing customers to conduct transactions without incurring uncollected risk.

(※1) Limited to the extent of the limit stipulated in the contract.

Overview of the Business Partner

Company Name: Tama Shinkin Bank

Address: 3-4 Midoricho, Tachikawa City, Tokyo

Representative: President Masahiko Kanai

URL: https://www.tamashin.jp

Company Overview

Company Name: eGuarantee Co., Ltd.

Address: Akasaka Biz Tower 37F, Akasaka Sacas, 5-3-1 Akasaka, Minato-ku, Tokyo

Date of Establishment: September 8, 2000

Representative: Representative Director and President Kiminori Eto

Capital: 3,979,790,000 yen (as of December end, 2025)

Listed Exchange: Tokyo Stock Exchange Prime Market (Securities Code: 8771)

URL: https://www.eguarantee.co.jp

eGuarantee Co., Ltd.

Established in September 2000, the Company has operated with the mission of "Innovation in finance," developing a "credit risk market" where companies exchange risks, centered on guarantee services. It conducts over 300,000 corporate assessments annually, with outstanding guarantees exceeding 2.4 trillion yen (as of December end, 2025). Instead of quantitative, static corporate assessments typically performed by traditional financial institutions, the Company conducts qualitative and dynamic corporate assessments using big data such as payment statuses between companies, and will continue to strive to provide new financial services demanded by companies.

Contact for this matter

eGuarantee Co., Ltd. Contact: Reina Sonoda

TEL: 03-6327-3031

E-MAIL: irinfo@eguarantee.co.jp